Commercial Credit Risk Review Sr Supervisor
Company: Santander Holdings USA Inc
Location: Dallas
Posted on: September 17, 2024
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Job Description:
Commercial Credit Risk Review Sr Supervisor Dallas, United
States of America The primary function of the Commercial Credit
Risk Review Senior Supervisor is to maintain subject matter
expertise in, and lead and participate in assessments of credit
risk and credit risk management in the Company's commercial and
commercial real estate banking units, including large and
multi-bank Commercial & Industrial, CRE, multi-family, and auto
dealer financing. This position also assesses overall asset
quality, risk and compliance with established underwriting
policies, procedures, limits, and concentrations. Leads and
participates in credit risk reviews of the Commercial, Commercial
Real Estate, Auto Dealer Commercial Services, and Commercial
Workout portfolios and contributes to the preparation of the review
summary, findings, observations, and recommendations. Assesses
asset quality, status, and appropriateness of existing credit risk
controls/ compliance with established underwriting policies/risk
tolerance. Ensures appropriate and timely assignment of risk
ratings and identification and management of deteriorating credits.
Reviews required documentation for loan review testing, inclusive
of conducting credit file reviews and completing necessary
linesheets. Assesses the effectiveness of portfolio management and
credit monitoring functions and reporting. Follows up and tracks
recommendations issued from prior reviews; performs validation of
completed remediation. Follows up and tracks regulatory
recommendations; performs validation of completed remediation.
Monitors performance of the commercial, real estate and Workout
portfolios through a broad spectrum of continuous monitoring
activities to identify emerging trends and risks. Assesses and
monitors credit risks related to new products and business
initiatives. Qualifications Education: Master---s Degree preferred;
in Accounting, Finance, Business or equivalent field, or equivalent
work experience. 12 years commercial banking experience,
concentrated in Loan Review, Credit Risk or Portfolio Management
functions handling larger and multi-bank transactions in the
C&I, Asset Based Lending, Leveraged Lending, and/or Commercial
Real Estate segments; specific subject matter expertise in
Commercial Workout credit management strongly desired. Specific
experience in Commercial Auto Dealer financing is a plus.
Technology and computer skills, with the ability to effectively use
Microsoft Office (Word, Excel, Outlook, PowerPoint); proficiency
with data analytics and business intelligence tools is a plus.
Ability to think critically and work independently with limited
supervision. Analytical and detail-oriented. Excellent business
writing skills. Strong organizational and time management skills
with ability to complete multiple projects simultaneously and in a
timely manner. Project management skills and ability to direct
others when leading an assignment. Ability to lead a team of
reviewers and/or act as Examiner-in-Charge for reviews. Ability to
effectively interact and communicate with business line and credit
risk personnel across the organization through strong written and
verbal communication skills; communicate in a timely and
straightforward manner. Solid diplomatic skills with the ability to
resolve conflict; ability to establish rapport with all parties in
order to mitigate tension. At Santander, we value and respect
differences in our workforce and strive to increase the diversity
of our teams. We actively encourage everyone to apply. Santander is
an equal opportunity employer. All qualified applicants will
receive consideration for employment without regard to race, color,
religion, sex, sexual orientation, gender identity, national
origin, genetics, disability, age, veteran status or any other
characteristic protected by law. This job description does not list
all of the job duties of the job. You may be asked by your
supervisors or managers to perform other duties. You may be
evaluated in part based upon your performance of the tasks listed
in this job description. The employer has the right to revise this
job description at any time. This job description is not a contract
for employment and either you or the employer may terminate at any
time for any reason. Primary Location: Dallas, TX, Dallas Other
Locations: Texas-Dallas,Rhode
Island-Providence,Massachusetts-Boston Organization: Santander
Holdings USA, Inc. The base pay range for this position is posted
below and represents the annualized salary range. For hourly
positions (non-exempt), the annual range is based on a 40-hour work
week. The exact compensation may vary based on skills, experience,
training, licensure and certifications and location. Salary:
$121,500 - $190,000/year
Keywords: Santander Holdings USA Inc, Bedford , Commercial Credit Risk Review Sr Supervisor, Other , Dallas, Texas
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